More insurance companies are expediting the claims process via instant insurance photo estimates. All you have to do is take a photo of the damage and submit it to the agency. A few weeks later, you get a check in the mail. Is this process reliable, or are you being low-balled?
The Truth About Insurance Photo Estimates
We don’t question that photo estimates are convenient and a time saver. This cuts down on a lot of logistics for both the insured driver and insurance agency. Some companies even have their own crash claim app.
You should definitely take photos of all collision damage, including minor dents and auto paint scratches. However, according to insurance data, two out of three claims are underpaid if claims are resolved within 48 hours. The odds increase with sole reliance on photo estimates. Continue Reading →