Your auto insurance provider can be a lifesaver in the event of a collision near Mercer Island. However, as a for-profit business, some insurance agencies may resort to an underhand tactic known as delay, defend and deny, or DDD.
What Is Delay?
The first step post-collision is to file a claim with your insurance provider. Your vehicle is likely in need of collision repairs. One tactic the insurance agent may do is delay the claim as long as possible. The idea is to get you to become impatient. When you’re strapped for time, you may be more inclined to settle for the provider’s proposed settlement to get the process over with.
What Is Deny?
The insurance company may even completely deny your claim by exploiting any loophole they can in your policy contract. Some car owners accept the decision, while others threaten legal action.