Did your car receive significant damage in a collision? Your insurance provider may declare your vehicle a “totaled car” or “total loss.” What exactly do these terms mean, and what are the parameters for determining that a car is totaled?
The Definition of a Totaled Car
Insurance companies consider a car a total loss if repair costs exceed 75% of the car’s Kelly Blue Book value. Needless to say, a totaled car is beyond what a paintless dent repair or auto paint restoration can fix.
After an auto accident, you will have to bring your vehicle to a collision center approved by your insurance provider. Doug’s Auto Collision Center works with most national and Bellevue-based auto insurance agencies. We can make the final determination if a car is a total loss. If not, we can restore the vehicle to pre-collision condition. If damaged beyond repair, your insurance will send you a check equal to the value of the car before collision.
If repairs are in order, we will coordinate with your insurance provider and arrange for a rental car. Continue Reading →