Were you in a recent collision? Your insurance agency may deem your vehicle a “totaled car” or “total loss.” What exactly do these terms mean, and what are the parameters for determining that a car is totaled?
The Definition of a Totaled Car
Insurance companies classify a vehicle as a total loss if repair costs exceed 75% of the car’s Kelly Blue Book value. Needless to say, a totaled car is beyond what a paintless dent repair or auto paint restoration can fix.
After an auto accident, you will have to bring your vehicle to a collision center. Doug’s Auto Collision Center works with most national and Bellevue-based auto insurance providers. We make the final determination if a car is a total loss. If not, we can restore the vehicle to its pre-collision factory condition. If damaged beyond repair, your insurance will send you a check equal to the value of the car before the collision.
If the car is salvageable, we’ll coordinate with your insurance provider for repairs. A rental car may be arranged for you in the meantime. Continue Reading →