While not too common, wildlife may wander into the urban outreach of cities like Factoria. Sighting the occasional deer or buck is a beautiful sight. However, an animal collision is also not that uncommon. What exactly do you do if this happens?
Does My Insurance Cover It?
Most comprehensive car insurance do cover damage from collisions with a large animal. Collision coverage, despite its name, typically doesn’t cover damages from hitting an animal. The average collision repair cost for colliding with a deer, by the way, is about $3,200.
I Hit an Animal; What Do I Do?
Don’t drive away from the scene. This is considered a hit-and-run and may incur state penalties. First, pull over and switch on the emergency lights. Make sure everyone is okay and contact local law enforcement. We highly suggest taking pictures of the damage. The documentation will come in handy when filing a claim with your insurance.
As for the animal, if it’s still alive but badly wounded, don’t attempt to move it or render it aid. When the police arrive, they will contact wildlife control to deal with the situation.
What if I Hit a Dog?
Household pets are not wildlife. Hitting a dog or cat is a different issue altogether. Again, file a police report and document the damage. In this scenario, the pet’s owner is liable for the damage to your vehicle. The owner’s homeowner insurance may cover the damage. Owners may also opt to settle out of pocket.
We Service Animal-Related Damages
Occasionally, a car owner comes to us with front-end damage after colliding with an animal. Call Doug’s Auto Collision Center if you’re in a similar predicament. An animal collision can cause varying degrees of damage.
Animal-Related Collision Repairs
Serving Customers in Bellevue, Renton, Highlands, Factoria, Issaquah and Mercer Island